How to Sell Broken & Unwanted Gold

How to Sell Broken & Unwanted Gold

The holidays can be expensive. From the gifts and dinner to heating bills and travel expenses, it’s easy to be short on cash around the holidays. If those expenses went on a credit card, that’s not a debt you want to hold on to for too long. High interest charges compound the problem, and it can be months before you’re out from under those holidays bills. While of course it would be nice to spend less, or get a raise,…

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Everything is For Sale, Including Debt

Everything is For Sale, Including Debt

As the saying goes, “Everything is for sale, you just have to come up with the right amount to make the purchase” and if you think about it you’ll realise that this is actually true. I’m not just talking about those scenarios where sentiment and desire seem to defy economic logic and trump real market value here. I’m talking about sales which go on without the majority of us even knowing about them. Debt is a very big seller in…

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Do No Credit Check Loans Exist?

Do No Credit Check Loans Exist?

  Have you noticed that it’s one of the ways that most advertising has? A bold statement to build up the product or service being sold that is at the same time both true and not quite true. That’s probably the way it is with so-called no credit check instant payday loans. It’s more or less true that there’s no credit check on your ability to repay the loan, yet at the same time, there is strictly speaking no such…

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Financing a Courier Business

Financing a Courier Business

With online deliveries being popular, particularly at this time of year, a sound business option is the courier industry. As our lives become increasingly global, increasingly digital, we can order everything from groceries to books, some guaranteeing a one hour delivery slot. The industry continues to thrive, with big names being rivalled by independent companies. With companies such as Yodel and Deliveroo, the face of delivery across all strands is changing, as cyclists and every day drivers are drafted in…

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Cost Benefits of Using Same Day Delivery Services for Your Business

Cost Benefits of Using Same Day Delivery Services for Your Business

Same day delivery is quickly becoming the norm, with a greater number of companies offering delivery within a one-day window. In today’s technology-ruled instant-access world, customers and are no longer content with the discounts, good customer service or quality products. Instead your customers want to be able to purchase and receive an order within the same day, meaning building a relationship with a reliable and reputable delivery service is paramount. That being said, what are the benefits of utilising same…

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What to Consider Before You Go International With Your Business

What to Consider Before You Go International With Your Business

The decision to start working overseas is almost a no-brainer. The wider global markets give you access to more customers, more opportunities and more chances to make a profit. If you do this right, you could turn your small business into an international empire and while you’ll probably be eager to get going there are still some pitfalls, of which you need to be aware. To help you in your business endeavours, here are some of these issues that you…

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What you Need to Build a Successful Logistics Business

What you Need to Build a Successful Logistics Business

The world of logistics can open several business avenues, from the international transport of goods, to local deliveries and more, this can turn out to be quite a lucrative sector. Like with any business venture though, this needs to be done right from the start to ensure success. With this in mind, here is what you need to have to start up your own logistics business: A Plan Before you start investing any of your money, you need to first…

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The First Step to Clearing Your Bad Credit Record

The First Step to Clearing Your Bad Credit Record

Given the rate at which consumers are increasingly getting listed with their country’s version of the credit bureau, one would perhaps be justified in truly believing that the rating system in use favours the creditors and is perhaps a little bit biased against the debtors. The regulations for issuing credit appear to be rather lithesome, with creditors often proving to be the instigators of bending those regulations just so that they can add that next debtor to their books. How…

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Property Investment is Still Good Business: Here’s How to Get Started

Property Investment is Still Good Business: Here’s How to Get Started

The Chancellor has swung his axe, and many landlords within the UK are rethinking their decisions to invest in the buy-to-let business. Impacting the property market are several factors, including mortgage rates, tax, and stamp duty. When the Government decided to review them, panic set in amongst property investors. To set the scene, investors usually get their money (mortgage) from a bank or some financial lenders to acquire a property. As was previously in place, the Government operated a mortgage…

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With Low Interest Rates, Does It Make Sense To Pay Off Your Mortgage Early?

With Low Interest Rates, Does It Make Sense To Pay Off Your Mortgage Early?

For the past six to seven years, mortgage rates have averaged less than 5%. Many argued there’s no better time to pay off your mortgage than now, especially in an economy that is unpredictable. It is an appealing proposition as you’re able to shave off significant amounts on your balance if you pay earlier than scheduled. That would after all, seem the goal of lenders: to encourage borrowers to reduce their monthly payments with lower balance payments. For example, using…

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