For most people, buying a home is probably the most expensive purchase they’ll make in a lifetime. And into the bargain, it’s not just the cost of the property – although that’s by far the main expense! – but the money additionally required for things like stamp duty, conveyancing and surveys which all help to create such a large bill.
What are your money spending habits like? Do you often find yourself spending more than you earn? Do you know how to live within your means? These are the type of questions that you should ask yourself in order to be more financially conscious. At the end of the day, it is due to money that you can live a comfortable life and do anything that you could want. It is a driving force in society, and it is thus…
As the saying goes, “Everything is for sale, you just have to come up with the right amount to make the purchase” and if you think about it you’ll realise that this is actually true. I’m not just talking about those scenarios where sentiment and desire seem to defy economic logic and trump real market value here. I’m talking about sales which go on without the majority of us even knowing about them. Debt is a very big seller in…
If you’re finding it increasingly hard to manage your finances, you’re not alone. It’s hard to set a budget, much less stick to it, and it’s even harder to save money if you don’t know how to handle your income. But you should take heart – it’s not as difficult as you may think to learn how to manage your finances. If you would like to manage your budget and acquire savings at the same time, here’s your top guide…
Given the rate at which consumers are increasingly getting listed with their country’s version of the credit bureau, one would perhaps be justified in truly believing that the rating system in use favours the creditors and is perhaps a little bit biased against the debtors. The regulations for issuing credit appear to be rather lithesome, with creditors often proving to be the instigators of bending those regulations just so that they can add that next debtor to their books. How…
Owning a vehicle in today’s economy can be a major financial drain, forcing motorists to double up as thrifty experts as well as their duties as considerate drivers. Whichever vehicle you drive, you have the chance to make excellent savings by turning to cost-effective techniques. In this article, I’ll highlight some of the lesser known pieces of advice which may help you make the most of your budget, as well as you save time, and allow you to learn more…
Due in large part to the booming online trading market, people often get confused about whether what they’re doing via their online platform of choice is in fact trading or investing. The lines become blurred a bit when brokers operating an online trading platform offer both of these financial instruments with which to buy and sell securities. The lines are blurred further when one takes into account the fact that someone using these financial instruments can indeed be both a…
Have you noticed how over the last couple of years or so, there seems to have been a serious spike in the number of online trading platforms? In addition, more airtime on business channels seems to be allocated to shows about trading and investing, particularly trading and investing in the stock markets, whether directly (buying shares) or indirectly (trading derivatives). It’s not just a coincidence and good on you if you have indeed noticed what seems to be a serious…