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Tag: personal finance

Everything is For Sale, Including Debt

Everything is For Sale, Including Debt

As the saying goes, “Everything is for sale, you just have to come up with the right amount to make the purchase” and if you think about it you’ll realise that this is actually true. I’m not just talking about those scenarios where sentiment and desire seem to defy economic logic and trump real market value here. I’m talking about sales which go on without the majority of us even knowing about them. Debt is a very big seller in…

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What is the Cost of Selling my House?

What is the Cost of Selling my House?

If you are thinking about selling your house to raise money to offset your debts, it is important to keep in mind the cost of selling. In addition, you also need to explore several smart ways to save money on the major financial expenses. Otherwise, you will be surprised at how much you selling your home will be an expensive business. With the many agencies and factors involved in the process of selling a house, it is more than just…

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Do No Credit Check Loans Exist?

Do No Credit Check Loans Exist?

  Have you noticed that it’s one of the ways that most advertising has? A bold statement to build up the product or service being sold that is at the same time both true and not quite true. That’s probably the way it is with so-called no credit check instant payday loans. It’s more or less true that there’s no credit check on your ability to repay the loan, yet at the same time, there is strictly speaking no such…

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The First Step to Clearing Your Bad Credit Record

The First Step to Clearing Your Bad Credit Record

Given the rate at which consumers are increasingly getting listed with their country’s version of the credit bureau, one would perhaps be justified in truly believing that the rating system in use favours the creditors and is perhaps a little bit biased against the debtors. The regulations for issuing credit appear to be rather lithesome, with creditors often proving to be the instigators of bending those regulations just so that they can add that next debtor to their books. How…

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6 Simple Solutions to Your Payment Problems

6 Simple Solutions to Your Payment Problems

If the title of this article caught your eye, you’ve probably experienced payment problems. As a business owner, you know that payments, whether coming or going, do not always take place easily. Small payment problems can give you a headache while larger ones make your life downright miserable. Using financial management software from somewhere like FinLync can help to improve your systems, alleviating and fixing issues before you even notice them. As you and your company continue working on payment…

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Finance Advice that Could Benefit You in Later Life

Finance Advice that Could Benefit You in Later Life

With the UK economy still in recovery and a volatile stock market, many people are more concerned than ever about securing their financial futures. Whether you are just starting your career or looking to retire in a few years, there are steps you can take that may pay off down the road. The following is essential financial advice that could benefit you in later life. Know Where All Your Money Goes This starts by making a detailed monthly budget and…

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Investing Vs. Trading

Investing Vs. Trading

Due in large part to the booming online trading market, people often get confused about whether what they’re doing via their online platform of choice is in fact trading or investing. The lines become blurred a bit when brokers operating an online trading platform offer both of these financial instruments with which to buy and sell securities. The lines are blurred further when one takes into account the fact that someone using these financial instruments can indeed be both a…

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The Magic of Compounded Interest

The Magic of Compounded Interest

I often find myself thinking back to my high school days and feeling a bit sorry for those kids who elected not to do maths as a subject. These are the people to whom it’s very hard to explain concepts such as compounded interest and the magic behind what is essentially the best instrument one can use to steadily grow money which they otherwise don’t plan to touch for a long time to come. We all know that merely putting…

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